Crypto Capital Gains Calculator 2026
Quick check on a single trade. Enter your buy and sell dates — we\'ll automatically tell you if it qualifies for long-term rates.
Short-Term vs Long-Term Crypto Gains
Several countries apply preferential rates to long-term crypto holdings:
- United States — Long-term (held over 12 months) qualifies for 0%/15%/20% rates instead of ordinary income rates up to 37%.
- Germany — Held over 12 months: completely tax-free for individuals.
- Australia — Held over 12 months: 50% CGT discount.
- Portugal — Held over 365 days: 0% tax.
- UK — No holding-period preference (single 18%/24% rates apply regardless).
- Japan — No holding-period preference (miscellaneous income at marginal rate).
- India — No holding-period preference (30% flat regardless).
Capital Gains Calculator FAQs
When does crypto become "long-term"?
In the US, after holding for more than 1 year (366+ days). In Germany, after more than 1 year (365 days + 1). In Australia, after more than 12 months. In Portugal, after 365 days. The UK, Japan, India, and several other countries do not differentiate.
Does the calculator count partial days?
Yes. The holding-period calculation uses full calendar days between buy and sell dates. A purchase on 1 January 2024 and sale on 1 January 2025 = 366 days = qualifies as long-term in countries with the 365-day threshold.
What if I sold for a loss?
The calculator handles losses — set the sell price below the buy price. Loss treatment varies by country: US allows offset against gains and up to $3,000 against ordinary income; UK allows offset against same-year and future capital gains; India does not allow any loss offset.